We have discussed this in the past and I appreciate that it's a touchy subject, but it seems like we will eventually need to face it. I'm all for helping the victims in Texas, they need to be properly compensated based on the insurance they currently have. And as a nation we also have to help people with uninsured needs where appropriate. Any change to the current programs should be done slowly to allow people enough time to either move or find private coverage. But it rubs me the wrong way that we're all expected to pay for damage to expensive second homes at the shore which will continue being damaged. https://www.usatoday.com/story/opin...idies-must-end-james-bovard-column/619926001/ "Rep. Jeb Hensarling (R-Tex.), chairman of the House Financial Services Committee, is pushing a bill that would curtail some subsidies and allow more competition from private insurers. A competing bill championed by Sen. Cory Booker (D-NJ) and Sen. Marco Rubio (R-FL) would perpetuate current perverse incentives and, as the New Jersey Star Ledger warned, would be 'almost certain to encourage more building in repeatedly flooded areas such as Mystic Island in Little Egg Harbor.' "