Dear Heavenly Father,
Please jiggle the Earth slightly, and send a string of sunny days next weekend.
Please jiggle the Earth slightly, and send a string of sunny days next weekend.
A Letter Request
- Thread starter bobpbx
- Start date
....and since you are listening, could you please ask the mosquitoes to fast during that time as well.
And I'm not going to bother you Dear Lord, for a Phillies win. They are big boys, and have control over that....if they don't win tonite, it's their own fault. Now the weather...that we have no control over.
Psssssssst. Dear Heavenly Father,
Please jiggle the Earth much harder, and send us just one sunny day this weekend.
Indeed. That forecast next week when most of us are working is peaches and cream. I love the pines in October, but rarely get to enjoy it.
I'll settle for nothing else in my house breaking this week. My Home Decot card and my time is maxed out!
Speaking of that...how about that Bank of America fee? I'd dump them right away. Pretty soon they'll figure out how to charge you money for using greenbacks.
I do all of my banking through the Princeton Credit Union. I'll never go back to a bank.
Are you referring to the new $5 monthly fee that will start on Jan 2012 for debit-card purchases or do you mean something else?
As I understand, the fee only applies to purchases made with a debit card. You really should think twice about using a debit card for purchases because you just don't have the protections that you have with a credit card. With a debit card, the money is immediately withdrawn from your bank account. With a credit card, your money is safe until you pay the bill, and you can place anything fraudulent into contest. With a debit card, you are probably covered for fraudulent purchases... but the money is already gone from your account and you need to persuade the bank to give it back.
I have several friends who have been bitten by this and it took them awhile to resolve it. In the meantime, they didn't have access to the money in their account. Get a credit card, pay the balance in full every month and stop using your debit cards. You could save yourself a lot of grief and you'll also be building a good credit history by paying off the card every month.
I have several friends who have been bitten by this and it took them awhile to resolve it. In the meantime, they didn't have access to the money in their account. Get a credit card, pay the balance in full every month and stop using your debit cards. You could save yourself a lot of grief and you'll also be building a good credit history by paying off the card every month.
This is exactly what BoA wants you do to. They can charge higher merchant fees for CC transactions than they can for debit card transactions. They want people to stop using debit cards since the Gov't put caps on how much they can charge the merchant accounts for debit transactions.
http://www.cbsnews.com/stories/2011/09/29/business/main20113708.shtml
http://www.cbsnews.com/stories/2011/09/29/business/main20113708.shtml
Boyd Just to let you know if you make your purchases using your pin you are not covered.If you run it as credit and sign you are covered
Does my Visa Debit card have security protections?
Yes, when you sign for your purchases, Visa Debit card’s security protections help prevent, detect and resolve fraud in various ways:
- Visa's Zero Liability Policy*, which protects you from unauthorized charges. Any funds taken from your account due to fraudulent use will be returned to you.
- Continuous fraud monitoring to detect suspicious activity on your debit card
- Access to Identity Theft Assistance to help you recover your identity and prevent further problems
- A 3-digit security code to verify your identity for Internet and phone purchases