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Wow, Guy! What a terrible experience! I hope you are fully recovered soon.

Merry Christmas everyone.

Here's some history to read. http://political-resources.com/money/larson.htm

Interesting article. This is not to ignite fear, just bring some awareness. http://www.marketoracle.co.uk/Article2203.html

With the line up of characters we have to choose from in '08, he strikes me as the only Pro.

Have any of you heard of the proposal to change our currency from the U.S. dollar to the Amero?

That a lender will offer you way way way more than you might afford is very true. However, it is not the lender per se that is offering you more it is their underwriting engines such as Fannie Mae's Desktop Underwriter or Freddie Mac's Loan Prospector that will return loan approvals with debt...

Here is an interesting statistic: over 40,000 jobs have been cut in the mortgage industry since the start of the year because of the subprime mortgage mess. Over 25,000 of those cuts happened last month alone.

If you are planning on buying a house that is in need of repairs so that you get it at an under valued price, you won't be able to use FHA...unless you do a 203k loan which is where they lend you the money for the repairs and role it all into one mortgage. To do that though, you have to work...

If you want to follow what is going on in the mortgage world check out this link: http://ml-implode.com/ We are feeling this first hand at the company I work for.

You are correct. The seller concession is based on the sales price and the seller credits this back to the borrower at the settlement table to be applied toward the buyers closing costs and pre-paids (taxes, insurance). One thing that is not allowed through conventional financing is receiving...

You could just do a straight conventional 100% financing with mortgage insurance (which is now tax deductible) and ask the seller to give you the allowable 3% seller contribution for closing costs and pre-paids at closing. This would essentially get you into the house for just a few thousand...

http://www.stopthenorthamericanunion.com/

Thanks for the heads up.

Nice report Guy(s). I really dug the psychadelic orchid. The old trestle is a neat. I can just imagine the serenity of the swampy area. I love those kinds of places. While this is a little more touristy, I am taking my four year old daughter camping and canoeing on the wading river in a...

Neat photos. I plan on visiting there at some point. I have family buried in there.

All, I am selling my 2001 F-150 XL. It is hunter green with a standard cab, long bed, tan cloth bucket seats, cd player, no power windows or locks, 2wd, just under 104K miles. Asking $5,000. Please PM me if you are interested. Sincerly, Tom

Thanks for the input. I will pass it on.

Everyone, My parents are talking about moving to somewhere along the Mullica River. Does anyone have any suggestions regarding what township/areas are nice? Thanks for the input. Tom